At WAVE Therapy, we believe quality mental health care should be accessible and affordable for individuals, families, couples, and teens. Our compassionate and experienced therapists across San Diego and southern Orange County are currently accepting new clients with insurance. With appointments available 7 days a week, we offer both in-person and virtual therapy sessions to fit your lifestyle.
Insurance Plans We Accept
Wave therapists near San Diego and southern Orange County currently accept the following insurance providers:
- Carelon Behavioral Health
- Molina Healthcare
- Aetna
- Cigna
- Anthem Blue Cross
- UnitedHealthcare / Optum / United Behavioral Health
- Blue Shield of California
- Blue Shield Promise
- TRICARE Dependent
- MHN / Health Net
- Medicare
- Community Health Group (CHG)*
- Magellan Health**
- ComPsych**
- Medi Cal: UHC**
- Medi Cal: MHN**
- TRICARE Sponsor**
- TriWest Healthcare Alliance*
- Lyra Health*
- Therify*
- CHG & Anthem UC SHIP
- (+ others if confirmed by billing)
*Pending credentialing or limited availability
**Available with select clinicians or specific plans only
Does My Insurance Cover Therapy?
Therapy services may be covered in full or in part by your California health insurance or employee benefit plan. However, there may be out-of-pocket costs associated with your sessions. Be sure to ask your insurance provider if your plan offers behavioral or mental health coverage and what to expect regarding copays, coinsurance, and reimbursement rates. It’s also important to note that some plans limit the number of covered sessions annually. Depending on your provider, you may need a referral or prior authorization.
How to Get Therapy at Wave Without Insurance
For clients without insurance, we offer flexible cash pay options. Rates vary depending on the therapist and the services provided. Reduced-fee services may be available on a limited basis, depending on financial need and therapist availability.
Payment Options
For self-pay clients and those with a copay or coinsurance, we accept cash, checks, and all major credit cards.
Cancellation Policy
If you do not attend your scheduled therapy appointment or notify our team at least 24 hours in advance, you may be charged a cancellation fee. Ask your therapist to learn more about our cancellation rates and policy.
Meet Our San Diego Care Team
Find the right therapist in San Diego and southern Orange County for your needs based on experience, specialty, and approaches.